Privacy Policy | Insurance IQ Write – Data Protection & Global Privacy Rights (GDPR, CCPA)

PRIVACY POLICY – INSURANCE IQ WRITE

Welcome to Insurance IQ Write (“we,” “our,” or “us”).
We respect your privacy and are committed to protecting your personal data and online information while providing insurance-related educational content, guides, and comparisons. Our website address is: https://insuranceiqwrite.com

This Privacy Policy explains how we collect, use, and protect your information in compliance with global privacy laws, including:

  •  United States (CCPA, CPRA)
  •  United Kingdom (UK GDPR)
  •  European Union (GDPR)
  •  United Arab Emirates (UAE / Dubai Data Protection Law)
  •  Australia (Privacy Act 1988)
  •  New Zealand (Privacy Act 2020)

1. Information We Collect

A. Personal Information (Only if provided voluntarily)

  • Name
  • Email address
  • Contact information
  • Messages sent via contact forms

B. Non-Personal Information

  • Browser type
  • Device information
  • IP address
  • Pages visited
  • Time spent on website
  • Referring website

C. Cookies & Tracking Technologies

We use cookies to:

  • Improve website performance
  • Analyze traffic using tools like Google Analytics
  • Personalize user experience
  • Serve relevant advertisements (e.g., Google AdSense)

2.  How We Use Your Information

We use collected data to:

  • Improve website content and user experience
  • Respond to user inquiries
  • Analyze traffic and performance
  • Display relevant insurance content
  • Prevent spam and security threats
  • Comply with legal obligations

3. Cookies Policy

Insurance IQ Write uses cookies for:

  • Website analytics
  • User behavior tracking
  • Advertising optimization

You can disable cookies in your browser settings, but some features may not function properly.

4. Global Privacy Compliance

United States (CCPA / CPRA)

Users in California have the right to:

  • Know what data is collected
  • Request deletion of personal data
  • Opt out of data selling (we do NOT sell personal data)

European Union (GDPR)

EU users have the right to:

  • Access their personal data
  • Request correction or deletion
  • Withdraw consent anytime
  • Request data portability

United Kingdom (UK GDPR)

UK users have similar rights under GDPR laws, including:

  • Data access
  • Data correction
  • Data removal requests

United Arab Emirates (Dubai Privacy Law)

We comply with UAE data protection principles by:

  • Collecting only necessary data
  • Ensuring data security
  • Allowing users to request data removal

Australia Privacy Act 1988

Australian users are protected by:

  • Transparency in data usage
  • Right to access personal information
  • Secure data handling

New Zealand Privacy Policy Act 2020

We respect New Zealand privacy principles including:

  • Purpose limitation
  • Data minimization
  • Secure storage

5.  Third-Party Services

We may use third-party services such as:

  • Google Analytics
  • Google AdSense
  • Email marketing tools

These services may collect data under their own privacy policies.

We are not responsible for third-party data practices.

6. Data Protection & Security

We take appropriate security measures to protect your data as our Privacy Policy :

  • Secure servers
  • SSL encryption
  • Limited access to personal data
  • Regular website security monitoring

However, no online system is 100% secure.

7.  Data Sharing Privacy Policy

We do NOT:

  • Sell personal data
  • Rent personal data
  • Share personal data without consent

We only share data when required by law.

8.  Children’s Privacy Policy

Insurance IQ Write does not knowingly collect data from children under 13.

If you believe a child has submitted personal data, please contact us for removal.

9. Your Rights (All Users)

Depending on your country, you may:

  • Request access to your data
  • Request deletion of your data
  • Request correction of data
  • Opt out of cookies or tracking

10.  Contact Us

If you have any questions about this Privacy Policy:

📧 Email: support@insuranceiqwrite.com
🌐 Website: https://insuranceiqwrite.com

Comments:Privacy Policy

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymity string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media: Privacy Policy 

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies:Privacy Policy

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year in privacy policy .

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognise and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Visitor comments may be checked through an automated spam detection service.